Money on my mind

I think it’s safe to say that the vast majority of people have felt anxiety when it comes to money. Bills need to be paid, debt piles up, necessities have to be met, and more often than not, we’re supporting more than just ourselves.

Money has never been abundant in my life. Fortunately however, for as little money as my family had growing up, my parents never let it be a source of worry or concern for us. They always put us first and did whatever it took to make sure that we had what we needed.

Because of that upbringing, I have never, ever, been the type of person who’s been motivated by money. Oddly enough, I have a career in sales! It seems SO counterintuitive, but the reason I love my career in sales is because in the industry i’m in (advertising and creative staffing), if I build genuine relationships with people, the money comes. It’s a people business, and that’s very sincerely what I care about.

But i’m 26 years young, and because I support myself financially with no assistance from others, I’m still very much learning as I go and trying my best to be as smart as possible. But of course, that’s easier said than done.

It’s a situation most can relate to: I have a ridiculous amount of student loans, the usual bills to pay, I help my family wherever and whenever necessary, and when I moved to Chicago to follow a longtime dream of mine, I inevitably racked up some credit card debt that i’m slowly but surely chipping away at.

It could be worse. It could always be worse. But when I’m responsible for everything myself and i’m also the only backup plan I have, it can be a bit daunting sometimes.

But here’s the thing – not only do I work diligently to manage and take care of all of the above, a book I recently read opened my eyes and made me decide to completely change my perspective and my outlook on money.

Of course when I watch my bank account drop as I pay each bill I still get a little anxious, but guess what? There are always ways to make money. Furthermore, I am such a believer in both hard work and the power of positive thinking, so it only makes sense to align those two things in order to maximize both my success and my income potential.

I’ve done it before, too. When I coached cheerleading for two years, that was a way for me to spend time doing what I love and also make more money. And when I was busting my ass as a student in college, I was also working 4-5 different jobs in order to support myself.  I didn’t realize it then, but now I see that i’ve always found creative ways to take care of my needs. I just didn’t have the positive perspective that I do now.

It won’t happen over night, of course. Nothing ever does. But money is out there, and it’s out there for the taking. I truly believe that. And I have never felt more certain that I have both the control and the right outlook to allow money to be a motivator and a blessing in my life rather than a stressor.

And just like that, I feel the richest I’ve felt in quite awhile….

 

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Goodbye, blinders

After seven months of living in Chicago (wait, how has it already been seven months?!) I’m just now starting to realize that my life is, and will remain to be, completely different than what it was when I lived in Buffalo.

Why that took me seven months is beyond me, but some light bulb moments have been going off lately that are opening my eyes in a big way.

Whenever anyone asks me why I moved, the answer is always the same – I moved for a gut feeling that I just had to listen to.

That’s 100% true. And then I was fortunate to serendipitously find a career that I absolutely adore.

But after seven months, I now know that things in Chicago are completely different than they were in Buffalo in every way.

The blinders are off, and now the reality of these facts is hitting me hard:

  • I have no family in Chicago, and none of my friends that I’ve had in my life up until this point are here, either (thank goodness for the friends I’ve made here thus far. Honestly, they’re dear to my heart for so many reasons.)
  • I don’t have the benefits and access of living in the same city where I went to school (I would have given anything to go to a Canisius College basketball game this season #gogriffs.)
  • My lifestyle here (primarily the long commute to work and not having a car anymore) limits my ability to wear multiple “hats” and invest my time in a variety of outlets like before – i.e. coaching cheerleading, volunteering, being an active member of different young professional groups, etc.

But then I have to stop and cut myself a freaken break already.

I was in Buffalo for SEVEN YEARS. And I’ve been in Chicago for SEVEN MONTHS (caps completely necessary.)

These things will take time.

But until then, the best thing I can do is continue to adapt to my new setting. And scheduling time with and for myself is the best way I’ve been able to do that.

Here are the two things I’ve taken immediate action on:

  • Prioritizing what makes me happy
    • Given the struggles of limited “free time” due to longer commutes, it’s important that I find convenient and efficient ways to accommodate the things that make me happy, like writing. So I bought a small 2lb tablet with an attachable keyboard that I can now take with me everywhere I go. This gives me the convenience to write whenever and wherever I want, which is exactly what i’m doing right now at a local coffee shop. Having that access is crucial for me.
  • Know when I need help, and then ask for it
    • I’m a major proponent of taking care of my mental health. I’ve gone to a counselor a number of times for a number of reasons throughout my life, and picking up my life and moving hundreds of miles away from everyone I love was a perfect reason for me to seek one out yet again. I now see someone a few times a month in order to help sort out my anxiety, stress, fears, and more importantly, my goals. It has been a great help, and it’s a commitment to my well-being that I plan on keeping for a long time to come.

Moving from Buffalo to Chicago is a change that threw my whole world for a loop in ways I didn’t even realize until months later. And now that the blinders are off, it’s been imperative for me to ask myself some tough questions, take a hard look at my immediate surroundings and then take action in order to make the most of this new chapter.

But I figure that if I can create a life I love in Buffalo, I can certainly do the same thing in Chicago.

Like anything else that’s worthwhile, it will just take time, patience, and a lot of love.

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